Navigating Retirement Part 2
Written by
Published on
March 21, 2024
Share This
In your less active retirement years, you may find yourself needing more help with your day-to-day needs. Moving to an assisted living facility or bringing in home care may become a very real possibility. Social and physical activities reduce, health related expenses increase, and accommodating a changing mobility becomes a requirement.
Staying at Home
More and more retirees are choosing to stay in their homes for as long as possible. Unfortunately, decreased mobility or poor health may make it difficult to balance essential household activities, like cooking and cleaning, with managing health care needs and personal care. In-home assistance from personal support workers and other caregivers can help you remain independent for longer.
When considering how long to remain in your home, talk to family members and experts about when and under which conditions a move might be required. Don’t wait for a fall or significant health event to force the issue. Plan ahead with people who want to help you, as there may also be waiting lists for certain services.
Making the First Move
The emotional and mental health implications of moving to an assisted living facility can be significant. Yet, many who initially resist the move are surprised that many of today’s facilities offer an experience similar to an all-inclusive vacation. Many residents enjoy full meals, activities, a dining hall, planned events, and outings. They can also provide much-needed social interactions that may be missing for those living alone or in an isolated environment.
There is often a resistance to moving, but starting with promotional videos or facility visits can help create comfort in this changing environment.
When considering a move to an assisted living facility consider these tips:
Plan in advance
- Pre-planning is key to help you find the perfect fit—and manage your finances.
One size doesn't fit all
- Research a variety of assisted living facilities in your preferred community to find one that suits your needs and wishes.
Register early
- Join a waiting list for the best chance to be in your preferred area and facility.
Regardless of the level of support you think you'll require in the future, working with Statera Financial Planners can help you secure the retirement you desire. We’ll assist you in planning and budgeting for any help you may need, even before you need it.
See the full article details here